IMA Banking Benefits Package

IMA Banking Benefits Package - Intech Credit Union

Home Loans

  • Variable interest rate of 5.25% pa (5.33% pa comparison)
  • That’s currently 0.68% pa OFF our Standard Variable!

Visa Credit Card

  • 8.99% pa for the first 12 months, then 12.30% pa thereafter
  • Up to 55 days interest free
  • The first annual card fee is waived - save $46

Car & Personal Loans

  • 1% pa below our standard variable Personal Loans.
  • Plus – application fee is waived! - save $150

Savings & Investments

  • New members enjoy 1% pa bonus for 12 months on the iSaver Online Savings account
  • 0.8% pa bonus for first term of 3 Month Term Deposit (Must be new funds and cannot be used in conjunction with any other offer)
  • 0.4% pa bonus for first term of 6 Month Term Deposit (Must be new funds and cannot be used in conjunction with any other offer)


  • When you switch your loan to Intech Credit Union, you’ll enjoy a 10% discount in year one on all Allianz Home and Car insurance policies you take out through us.

Junior Accounts

  • Three Junior accounts to choose from - Pixels (0-5yrs), Widgets (6-11yrs) and Terabytes (12-17yrs)
  • Bonus $50 when an Automatic Savings Plan of at least $20 per month is set. Awarded at the end of the first year.

Fee Waivers

  • $0 monthly account keeping
  • $0 ongoing loan maintenance
  • $0 first annual Visa Credit card
  • $0 monthly Visa Debit card fee – for the life of the card!

Community Rebate

  • The rebate can be used at the discretion of IMA and its employees. For example - Staff Social Club, a charity of your choice, or even a staff Christmas party!
  • We will rebate $30 for each IMA employee that joins Intech Credit Union and sets up a regular salary deposit.
  • Get a bonus $1,000 once 20 IMA employees join Intech Credit Union and set up a regular salary deposit.

Intech Credit Union Ltd. AFSL & Australian Credit Licence 236779. Terms & conditions, fees & charges & lending criteria apply. You should always read and consider Accounts and Access Facility Conditions of Use and Summary of Accounts before choosing the best product for you.

Exclusive offers are valid as of 01 January 2013 and are subject to change. Home Loan rate current as at 13 May 2013 and is subject to change.

In arranging this insurance Intech Credit Union acts as an agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS License No 234708. We do not provide advice based on any consideration of your objectives, financial situation or needs. Before making a decision about our insurance, refer to the relevant Product Disclosure Statement available from your financial institution. If you purchase this insurance, Intech Credit Union will receive a commission that is a percentage of the premium.

Community Rebate: To be eligible for the rebate, a new member must join and set up a regular salary deposit of at least $2,000 a month. Rebate payments will be made quarterly.

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